Why to separate between MONO/STEREO audio tracks at all??

Yes I know about the panning and balance but what does it have to do with this?? Meaning if there are stereo AND mono material on an audio track, then the MONO material could be treated as DUAL-MONO and that’s it! And I don’t think that panning would be such a bit issue here. Whether you use the Stereo dual panner or combined panner, or balanced panner, the fact is that the MONO signal WILL STAY MONO (like wanted) and it will be panned also - just like the stereo material.

But Chris, tell us all THE REAL reason why do we have to have separate MONO/STEREO audio tracks. Everyone knows there are differences between the panners, but why?? I mean how does that restrict you from having only AUDIO TRACKS - without the separation?