Hi Paul,
perhaps I should put something right here! No matter if protected or restricted, user actions should never lead to a crash, this is of course a bug and will be fixed.
The restriction Marcus mentioned is in your case negligible because VST Instument Set programs and layers are combined to the concerning license. And as long as the USB key is connected it’s of course possible and desired to copy and paste layers between factory content, VST Instrument Sets and User-Presets to create your own custom programs*.
best regards
Gerrit
*As you can assign only a single “Library name” to a user program it can be difficult to find out which licenses on the Steinberg Key are required to load a custom Program that consists of 4 Layers joined together from different VST Instrument Sets. Although the used “Macro pages” will give information about the origin of a layer, later on.